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Vital Sowath
Merchant payments

Vattanac Bank Merchant

Accept KHQR payments from any phone, straight into a Vattanac account.

Role
iOS Developer — shipped the merchant app
Timeline
Jul 2023 – Present
Company
Vattanac Bank
Generate a KHQR code for payment
Enter the sum amount to charge
Receive payment confirmation instantly
Business report with income and transactions
Download a printable KHQR stand
Vattanac Bank Merchant — receive payment digitally

Overview

A companion app that lets Vattanac Bank account holders accept QR code payments as merchants. They can generate a KHQR code, enter an amount, confirm payment, and track business income from an iPhone.

The challenge

Small merchants need to take digital payments without a POS terminal. The flow has to be fast at the counter, clear about whether money actually arrived, and safe enough to run a business on.

What I did

  • Shipped the merchant iOS app that lets account holders accept QR code payments
  • Built the counter flow end to end: generate KHQR, enter the amount, confirm the payment
  • Worked on merchant tools alongside the payment SDK and the main banking app

Counter-speed checkout

Enter an amount, show a KHQR code, get confirmation. The flow is designed for a line of customers, not a demo.

Clear payment state

A merchant has to know for certain that money arrived. The receipt shows the amount, time, payer and terminal.

Business insight

Reports summarize income and transactions over time, so the app is useful after the sale too.

Outcomes

  • Live on the App Store for Vattanac Bank merchants
  • Brings KHQR payment acceptance to account holders without extra hardware

Stack

  • Swift
  • QR Payments
  • KHQR
  • Merchant Tools

Next case study

Payment Gateway SDK

A drop-in iOS SDK that makes merchant payment integration simpler and safer.